> ## Documentation Index
> Fetch the complete documentation index at: https://docs.confidolegal.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment Links

Payment Links are hosted payment pages of a specified amount that are tied to a specific Client. Payment Links can be presented to the Client as standalone links or embedded into your application via an iframe.

Payment Links are the fastest way to go to market. They allow you to leverage all of our pre-built Payment Methods and other features, such as surcharging.

Payment Links also allow you to benefit from new Payment Methods we add in the future, such as client financing and Apple Pay, without additional engineering work.

### PCI and hosted pages

Card data is collected on **Confido-hosted** payment pages (or in Confido-hosted iframes when you embed a link). Your servers never handle raw card numbers, which is why Payment Links are a common way to stay out of PCI scope for card entry. Your integration should still follow general security practices (TLS, protecting API tokens, etc.).

### Trust vs operating splits

Before creating or sending a Payment Link with a **trust** or **operating** split, confirm the Firm has the right **default deposit accounts** and bank accounts. Use the `bankAccountsList` / `bankAccount` queries (see the GraphQL playground) to verify `accountCategory` (`trust` vs `operating`) and IDs. If you specify a **trust** amount but the Firm has no usable default trust account, account resolution can fail or produce invalid configuration—validate in your integration rather than assuming every `ACTIVE` Firm has both categories in every edge case.

### Surcharging

Surcharging is controlled at the **Firm** level (whether surcharging is allowed and defaults) and can be overridden per Payment Link via the `surchargeEnabled` (or equivalent) field on create/update mutations where exposed. Card-brand rules and **state laws** on credit-card surcharges change over time; firms should enable surcharging only where permitted. Product-level toggles live in the Confido Legal app; partners can also pass through link-level flags where the API allows. When in doubt, direct the Firm to Confido support or counsel for compliance.

***

For more details on Payment Links, see these knowledge articles

<ul>
  <li>
    <a href="https://confidolegal.com/knowledgebase/how-do-clients-pay-using-a-payment-link">
      {' '}

      Making a payment on a Payment Link
    </a>

    {' '}
  </li>

  <li>
    <a href="https://confidolegal.com/knowledgebase/how-can-customize-my-payment-pages">
      {' '}

      Branding your Payment Links
    </a>
  </li>
</ul>